Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Special Deposits: Interest Rates on Deposits Upto Rs. 2 Crore (p.a.)
33	7.25%	7.30%	7.35%	7.50%	7.50%
66	7.30%	7.35%	7.40%	7.55%	7.55%
Min Amt.(Rs)	40,000	20,000	20,000	20,000	20,000

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Regular Deposits: Interest Rates on Deposits Upto Rs. 2 Crore (p.a.)
12 - 23	6.60%	6.65%	6.70%	-	6.85%
24 - 35	7.05%	7.10%	7.15%	7.30%	7.30%
36 - 60	7.10%	7.15%	7.20%	7.35%	7.35%
61 - 120	6.95%	7.00%	7.05%	7.20%	7.20%
Min Amt.(Rs)	40,000	20,000	20,000	20,000	20,000

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Premium Deposits: Interest Rates On Deposits Upto Rs. 2 Crore (p.a.)
15	7.10%	7.15%	7.20%	-	7.30%
22	7.20%	7.25%	7.30%	7.45%	7.45%
44	7.20%	7.25%	7.30%	7.45%	7.45%
Min Amt.(Rs)	40,000	20,000	20,000	20,000	20,000
Note : Interest rates shown above are for Individuals only.
* Senior Citizen (60 Years & Above) : 0.25% extra
* Rates Effective From December 20, 2022

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	6.97%	7.01%	-	7.20%	-
24	7.25%	7.30%	-	7.50%	-
36	7.25%	7.30%	-	7.50%	-

SENIOR CITIZENS*
Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	7.44%	7.49%	-	7.70%	-
24	7.72%	7.77%	-	8.00%	-
36	7.72%	7.77%	-	8.00%	-

* (Completed Age : 60 years on the Date of Deposit / Renewal)

* Please ensure to issue CTS-2010 compliant cheques.

* Cheques for the deposit should be issued by first depositor only.

* FATCA Declaration is mandatory for all Depositors

* Rates Effective From January 01, 2023

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	-	6.97%	-	7.15%	-
24	-	6.97%	-	7.15%	-
36	7.07%	7.11%	-	7.30%	-
48	7.39%	7.44%	-	7.65%	-
60	7.39%	7.44%	-	7.65%	-

SENIOR CITIZENS*
Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	-	7.30%	-	7.50%	-
24	-	7.30%	-	7.50%	-
36	7.53%	7.58%	-	7.80%	-
48	7.72%	7.77%	-	8.00%	-
60	7.72%	7.77%	-	8.00%	-

* (Completed Age : 60 years on the Date of Deposit / Renewal)

* Monthly interest option available for 36/48/60 months deposits under Regular income scheme

* Rates Effective From December 01, 2022