Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Special Deposits: Interest Rates on Deposits Upto Rs. 2 Crore (p.a.)
33	6.70%	6.75%	6.80%	6.90%	6.90%
66	6.75%	6.80%	6.85%	6.95%	6.95%
77	6.75%	6.80%	6.85%	6.95%	6.95%
99	6.85%	6.90%	6.95%	7.05%	7.05%
Min Amt.(Rs)	40,000	20,000	20,000	20,000	20,000

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Regular Deposits: Interest Rates on Deposits Upto Rs. 2 Crore (p.a.)
12 - 23	5.95%	6.00%	6.05%	-	6.15%
24 - 35	6.35%	6.40%	6.45%	6.55%	6.55%
36 - 59	6.55%	6.60%	6.65%	6.75%	6.75%
60 - 83	6.60%	6.65%	6.70%	6.80%	6.80%
84 - 120	6.70%	6.75%	6.80%	6.90%	6.90%
Min Amt.(Rs)	40,000	20,000	20,000	20,000	20,000

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Premium Deposits: Interest Rates On Deposits Upto Rs. 2 Crore (p.a.)
15	6.15%	6.20%	6.25%	-	6.35%
18	6.25%	6.30%	6.35%	6.45%	6.45%
22	6.40%	6.45%	6.50%	6.60%	6.60%
30	6.50%	6.55%	6.60%	6.70%	6.70%
44	6.70%	6.75%	6.80%	6.90%	6.90%
Min Amt.(Rs)	40,000	20,000	20,000	20,000	20,000
Note : Interest rates shown above are for Individuals only.
* Senior Citizen (60 Years & Above) : 0.25% extra
* Rates Effective From August 19, 2022

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	5.97%	6.00%	-	-	-
24	6.27%	6.30%	-	-	-
36	6.61%	6.65%	-	-	-

SENIOR CITIZENS*
Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	6.47%	6.50%	-	-	-
24	6.76%	6.80%	-	-	-
36	7.11%	7.15%	-	-	-

* (Completed Age : 60 years on the Date of Deposit / Renewal)

* Please ensure to issue CTS-2010 compliant cheques.

* Cheques for the deposit should be issued by first depositor only.

* FATCA Declaration is mandatory for all Depositors

* Rates Effective From June 10, 2022.

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	-	6.00%	-	-	-
24	-	6.30%	-	-	-
36	6.61%	6.65%	-	-	-
48	6.96%	7.00%	-	-	-
60	6.96%	7.00%	-	-	-

SENIOR CITIZENS*
Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	-	6.50%	-	-	-
24	-	6.80%	-	-	-
36	7.11%	7.15%	-	-	-
48	7.45%	7.50%	-	-	-
60	7.45%	7.50%	-	-	-

* (Completed Age : 60 years on the Date of Deposit / Renewal)

* Monthly interest option available for 36/48/60 months deposits under Regular income scheme

* Rates Effective From July 01, 2022