Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Special Deposits: Interest Rates on Deposits Upto Rs. 2 Crore (p.a.)
33	6.45%	6.50%	6.55%	6.65%	6.65%
66	6.65%	6.70%	6.75%	6.85%	6.85%
77	6.50%	6.70%	6.75%	6.85%	6.85%
99	6.75%	6.80%	6.85%	6.95%	6.95%
Min Amt.(Rs)	40,000	20,000	20,000	20,000	20,000

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Regular Deposits: Interest Rates on Deposits Upto Rs. 2 Crore (p.a.)
12 - 23	5.45%	5.50%	5.55%	-	5.65%
24 - 35	5.95%	6.00%	6.05%	6.15%	6.15%
36 - 59	6.30%	6.35%	6.40%	6.50%	6.50%
60 - 83	6.50%	6.55%	6.60%	6.70%	6.70%
84 - 120	6.65%	6.70%	6.75%	6.85%	6.85%
Min Amt.(Rs)	40,000	20,000	20,000	20,000	20,000

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
Premium Deposits: Interest Rates On Deposits Upto Rs. 2 Crore (p.a.)
15	5.65%	5.70%	5.75%	-	5.85%
18	5.75%	5.80%	5.85%	5.95%	5.95%
22	5.90%	5.95%	6.00%	6.10%	6.10%
30	5.90%	5.95%	6.00%	6.10%	6.10%
44	6.55%	6.60%	6.65%	6.75%	6.75%
Min Amt.(Rs)	40,000	20,000	20,000	20,000	20,000
Note : Interest rates shown above are for Individuals only.
* Senior Citizen (60 Years & Above) : 0.25% extra
* Rates Effective From May 12, 2022

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	5.48%	5.50%	-	-	5.60%
24	5.87%	5.90%	-	-	6.20%
36	6.02%	6.05%	-	-	6.57%

SENIOR CITIZENS*
Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	5.97%	6.00%	-	-	6.10%
24	6.37%	6.40%	-	-	6.75%
36	6.52%	6.55%	-	-	7.17%

* (Completed Age : 60 years on the Date of Deposit / Renewal)

* Please ensure to issue CTS-2010 compliant cheques.

* Cheques for the deposit should be issued by first depositor only.

* FATCA Declaration is mandatory for all Depositors

* Rates Effective From May 09, 2022.

Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	-	5.50%	-	-	5.60%
24	-	5.65%	-	-	5.95%
36	5.77%	5.80%	-	-	6.30%
48	5.77%	5.80%	-	-	6.48%
60	5.77%	5.80%	-	-	6.68%

SENIOR CITIZENS*
Interest Payout	Non-Cumulative Scheme				Cumulative Scheme
Period (Months)	Monthly	Quarterly	Half yearly	Yearly	Interest
12	-	6.00%	-	-	6.10%
24	-	6.15%	-	-	6.50%
36	6.27%	6.30%	-	-	6.87%
48	6.27%	6.30%	-	-	7.10%
60	6.27%	6.30%	-	-	7.34%

* (Completed Age : 60 years on the Date of Deposit / Renewal)

* Monthly interest option available for 36/48/60 months deposits under Regular income scheme

*  Rates Effective From August 08, 2021