HDFC LIMITEDRating : CRISIL FAAA
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
Special Deposits: Interest Rates on Deposits Upto Rs. 2 Crore (p.a.) |
33 |
7.30% |
7.35% |
7.40% |
7.55% |
7.55% |
66 |
7.40% |
7.45% |
7.50% |
7.65% |
7.65% |
Min Amt.(Rs) |
40,000 |
20,000 |
20,000 |
20,000 |
20,000 |
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
Regular Deposits: Interest Rates on Deposits Upto Rs. 2 Crore (p.a.) |
12 - 23 |
6.85% |
6.90% |
6.95% |
- |
7.10% |
24 - 35 |
7.10% |
7.15% |
7.20% |
7.35% |
7.35% |
36 - 60 |
7.15% |
7.20% |
7.25% |
7.40% |
7.40% |
61 - 120 |
7.05% |
7.10% |
7.15% |
7.30% |
7.30% |
Min Amt.(Rs) |
40,000 |
20,000 |
20,000 |
20,000 |
20,000 |
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
Premium Deposits: Interest Rates On Deposits Upto Rs. 2 Crore (p.a.) |
15 |
7.20% |
7.25% |
7.30% |
- |
7.45% |
22 |
7.25% |
7.30% |
7.35% |
7.50% |
7.50% |
44 |
7.25% |
7.30% |
7.35% |
7.50% |
7.50% |
Min Amt.(Rs) |
40,000 |
20,000 |
20,000 |
20,000 |
20,000 |
Note : Interest rates shown above are for Individuals only. |
* Senior Citizen (60 Years & Above) : 0.25% extra |
* Rates Effective From March 01, 2023 |
SUNDARAM FINANCERating : CRISIL AAA
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
12 |
7.21% |
7.25% |
- |
7.45% |
7.45% |
24 |
7.49% |
7.53% |
- |
7.75% |
7.75% |
36 |
7.49% |
7.53% |
- |
7.75% |
7.75% |
SENIOR CITIZENS* |
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
12 |
7.67% |
7.72% |
- |
7.95% |
7.95% |
24 |
7.95% |
8.01% |
- |
8.25% |
8.25% |
36 |
7.95% |
8.01% |
- |
8.25% |
8.25% |
* (Completed Age : 60 years on the Date of Deposit / Renewal) |
* Please ensure to issue CTS-2010 compliant cheques. |
* Cheques for the deposit should be issued by first depositor only. |
* FATCA Declaration is mandatory for all Depositors |
* Rates Effective From March 16, 2023 |
SUNDARAM HOME FINANCERating : CRISIL AAA
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
12 |
- |
7.25% |
- |
7.45% |
7.45% |
24 |
- |
7.53% |
- |
7.75% |
7.75% |
36 |
7.49% |
7.53% |
- |
7.75% |
7.75% |
48 |
7.63% |
7.68% |
- |
7.90% |
7.90% |
60 |
7.63% |
7.68% |
- |
7.90% |
7.90% |
SENIOR CITIZENS* |
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
12 |
- |
7.72% |
- |
7.95% |
7.95% |
24 |
- |
8.01% |
- |
8.25% |
8.25% |
36 |
7.95% |
8.01% |
- |
8.25% |
8.25% |
48 |
7.95% |
8.01% |
- |
8.25% |
8.25% |
60 |
7.95% |
8.01% |
- |
8.25% |
8.25% |
* (Completed Age : 60 years on the Date of Deposit / Renewal) |
* Monthly interest option available for 36/48/60 months deposits under Regular income scheme |
* Rates Effective From March 16, 2023 |
ICICI HOME FINANCE Rating : CRISIL AAA
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
Base Rates for Public Deposits < ₹ 20.0 mn (Public Deposits) |
>=12 to <24 |
6.80% |
6.85% |
- |
7.00% |
7.00% |
>=24 to <36 |
7.10% |
7.15% |
- |
7.35% |
7.35% |
>=36 to <60 |
7.20% |
7.25% |
- |
7.45% |
7.45% |
>=60 to <=120 |
7.05% |
7.10% |
- |
7.30% |
7.30% |
Min Amt.(Rs) |
40,000 |
20,000 |
- |
10,000 |
10,000 |
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
Special Scheme Rates for Public Deposits < ₹ 20.0 mn |
23 |
7.15% |
7.20% |
- |
7.40% |
7.40% |
39 |
7.30% |
7.35% |
- |
7.55% |
7.55% |
45 |
7.35% |
7.40% |
- |
7.60% |
7.60% |
65 |
7.25% |
7.30% |
- |
7.50% |
7.50% |
Min Amt.(Rs) |
40,000 |
20,000 |
- |
10,000 |
10,000 |
* 0.25% additional interest for senior citizens. |
* Rates Effective From May 11, 2023 |
LIC HOUSING FINANCE LTD Rating : CRISIL AAA
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
Rate of interest valid for deposits up to Rs. 20 crore |
12 |
7.00% |
- |
- |
7.25% |
7.25% |
18 |
7.10% |
- |
- |
7.35% |
7.35% |
24 |
7.35% |
- |
- |
7.60% |
7.60% |
36 |
7.50% |
- |
- |
7.75% |
7.75% |
60 |
7.50% |
- |
- |
7.75% |
7.75% |
* 0.25% additional interest for senior citizens. |
* Rates Effective From April 12, 2023 |
BAJAJ FINANCE LTD Rating : CRISIL AAA
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
Rate of interest valid for deposits up to Rs. 5 crore |
12 to 14 |
7.16% |
7.20% |
7.27% |
7.40% |
7.40% |
> 15 to 23 |
7.25% |
7.30% |
7.36% |
7.50% |
7.50% |
24 |
7.30% |
7.35% |
7.41% |
7.55% |
7.55% |
25 to 35 |
7.11% |
7.16% |
7.22% |
7.35% |
7.35% |
36 to 60 |
7.77% |
7.82% |
7.89% |
8.05% |
8.05% |
For Senior Citizen Deposits |
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
12 to 14 |
7.39% |
7.44% |
7.51% |
7.65% |
7.65% |
> 15 to 23 |
7.49% |
7.53% |
7.61% |
7.75% |
7.75% |
24 |
7.53% |
7.58% |
7.65% |
7.80% |
7.80% |
25 to 35 |
7.35% |
7.39% |
7.46% |
7.60% |
7.60% |
36 to 60 |
8.00% |
8.05% |
8.13% |
8.30% |
8.30% |
* Rates Effective From March 10, 2023 |
GODREJ & BOYCE MFG. CO. LTD. Rating : CRISIL AA
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
Rate of interest valid for deposits up to Rs. 20 crore |
36 |
7.00% |
- |
7.10% |
- |
- |
For Senior Citizen Deposits |
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
36 |
7.25% |
- |
7.35% |
- |
- |
* Rates Effective From September 14, 2022 |
MAHINDRA FINANCE Rating : CRISIL AAA
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
Samruddhi Deposits Up to Rs.2 Crore
|
12 |
7.05% |
7.10% |
7.15% |
7.40% |
7.40% |
24 |
7.10% |
7.20% |
7.35% |
7.60% |
7.60% |
36 |
7.20% |
7.30% |
7.45% |
7.70% |
7.70% |
48 |
7.25% |
7.35% |
7.50% |
7.75% |
7.75% |
60 |
7.25% |
7.35% |
7.50% |
7.75% |
7.75% |
Min Amt.(Rs) |
50,000 |
50,000 |
25,000 |
25,000 |
5,000 |
* 0.25% additional interest for senior citizens |
* Rates Effective From March 16, 2023 |
PNB HOUSING FINANCE LTD Rating : CRISIL AA
Interest Payout |
Non-Cumulative Scheme |
Cumulative Scheme |
Period (Months) |
Monthly |
Quarterly |
Half yearly |
Yearly |
Interest |
Fixed Deposit Interest Rates (upto ₹5 crore)
|
12 – 23 |
7.11% |
7.15% |
7.22% |
7.35% |
7.35% |
24 – 35 |
6.79% |
6.83% |
6.89% |
7.00% |
7.00% |
36 – 47 |
7.44% |
7.49% |
7.56% |
7.70% |
7.70% |
48 – 59 |
7.16% |
7.20% |
7.26% |
7.40% |
7.40% |
60 -71 |
7.25% |
7.29% |
7.36% |
7.50% |
7.50% |
72 – 84 |
7.16% |
7.20% |
7.27% |
7.40% |
7.40% |
120 |
7.16% |
7.20% |
7.27% |
7.40% |
7.40% |
Min Amt.(Rs) |
25,000 |
10,000 |
10,000 |
10,000 |
10,000 |
* 0.25% additional interest for senior citizens |
* Rates Effective From February 17, 2023 |
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